Mortgage Payoff: Is it a Priority?

Calendar Mortgage Payoff Is It A Priority?The peace of mind in owning a debt-free home can be very attractive. Tear up the mortgage statements, let go of the burden, and never worry about missing a payment again.

However, before you put your financial focus on paying off your mortgage, you may want to see what kind of trade-off you are making. Here are a couple questions to ask yourself first: Continue reading

Inside the Economy with SH&J: July 18, 2016

As the frenzy surrounding the Brexit vote calms down, we shift our focus to the U.S. economy where we are rapidly approaching full employment and continue to be perceived as an attractive investment. While a third of the world has negative sovereign debt rates, the U.S. offers better yields, a sense of security and liquidity to domestic and foreign investors. Inflation remains low and we are starting to see real estate slow down to historical trends in many regions. This week, we also touch on the progress of Abenomics along with a possible constitutional change in Japan – listen in to hear what that change may be!

Thinking of Relocating When You Retire? Remember to Talk to Your Financial Planner

Rocky Mountains mountain home moving to the mointains.

Recently some of our clients came in for an annual review with Stephen Weatherby, CFP®. During their meeting they casually mentioned they were thinking of moving to a small mountain town in Colorado when they retire next year.

Little did they know, Stephen is well connected in the town they are considering moving to and immediately went to work researching on their behalf. Through his personal network he connected them with a trusted realtor, an attorney, and insurance agents. He even found short term storage facilities and an agent who specializes in short term rentals. Continue reading

Will Millennials Ever Retire?

“60% of Millennials think it is harder to plan for retirement than to stick with a diet and exercise plan.”

Will Millennials Ever Retire?

One word sums up how Millennials tend to view planning for retirement: overwhelming. This is a very clear conclusion from this 2015 survey, which reveals attitudes about retirement in the U.S. You can easily guess why Millennials feel this way: soaring student debt, increased cost of living, stagnant wages for college graduates, and a lack of confidence in Social Security and the stock markets.

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Happy Fourth of July from Sharkey, Howes & Javer

SH&J Wishes America a Happy 240th Birthday


The team at Sharkey, Howes and Javer wish you a happy Fourth of July. We hope you enjoy the ball games, cook-outs and fireworks often associated with celebrating our independence. Please, take a moment to remember those who have fought for our country and the freedoms we enjoy.

In observance of the holiday, our office will be closed on Monday, July 4th. We will reopen for normal business hours on Tuesday, July 5th. Continue reading